Looking to secure a mortgage tailored to your unique needs as a professional? Pivot Mortgages are specialists able to help.
Professionals
Securing a mortgage as a professional sports person presents unique challenges compared to standard mortgages due to the nature of your occupation, particularly its shorter term and diverse income streams. At Pivot Mortgages, we specialise in assisting sports professionals in navigating these challenges and securing suitable mortgage solutions tailored to their needs.
Key Differences and Challenges
One of the primary differences in securing finance for sports professionals lies in the shorter term nature of their occupation and the diverse sources of income, including fixed-term contracts, image rights, sponsorships, and advertising. Many lenders hesitate to lend to clients with fixed-term contracts, and the restriction of mortgage terms ending by the age of 35 can pose affordability issues, given the short duration of many professional sports careers.
Our Approach
At Pivot Mortgages, we collaborate with private banks, mainstream banks, and smaller building societies to access a wide range of lenders willing to consider mortgages for sports professionals across various disciplines, including football, rugby, golf, boxing, and others. We specialise in securing favourable terms, including lending beyond contract end dates and beyond the age of 35. Additionally, we can help you obtain various repayment options, including interest-only mortgages.
Tailored Solutions
We understand that each sports professional's financial situation and career trajectory are unique. Therefore, we work closely with you to establish your long-term intentions beyond your professional career, whether that involves transitioning into coaching and management roles or diversifying into other investments.
Privacy and Discretion
We prioritise your privacy and discretion, adhering to strict data protection regulations governing personal information. Your information is handled with the utmost confidentiality to ensure the secure and efficient processing of your mortgage application.
Individualised Underwriting
Our team collaborates with banks to underwrite each case individually, considering the unique merits and circumstances presented by each sports professional. This personalised approach ensures that your mortgage application is assessed comprehensively and fairly.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We Can Help You
Ready to explore your mortgage options as a sports professional? Contact Pivot Mortgages today to discuss your requirements in more detail. Our experienced team is dedicated to providing tailored mortgage solutions to support your financial goals, allowing you to focus on what you do best – excelling in your professional career.